Wednesday, December 15, 2010
After we're old
A 5 year old little girl, she discussed with her mother, said: Mom you think (worship) a godmother, OK? Girl immediately expressed opposition. Asked her why, the answer is: When you older then, I To support 4 individuals. The child Renxiaoguitai that is definitely the truth. However,Bailey UGG boots, even if she refused recognition (thanks) a godmother, or even after marriage to support four elderly people, the father and mother if both parents are alive then, directly or indirectly to support the elderly even more. Suddenly, the little girl graduated from college. soon face a problem: either to use their parents money to buy a house? right now most of the child generation, this did not become a problem. The answer is: of course. A few days ago, a friend invited me to talk to other people want to PK, and specify I do Cons: young parents buy a house should not have the money,UGGs, that is, not do money, I am sure I have a down payment for them. friends had to give up, find someone else. Now young people have a strong sense of independence, can not wait on the school to move out. But the sense of independence does not mean financially independent . called on the younger generation to carry forward the hard work, self-reliant spirit, of course, true, but the concrete implementation of it to buy a house, I am afraid is difficult to adhere to. It is said that 25 to-28 age group is becoming an important force in the purchase . If, as Zhongguancun that several round-year-old CEO, senior to start a business and gain the favor of venture capital, I believe they not only buy their own without parental support, but also give parents buy a house. But for the vast most young people, many still need their parents to support me for a moment, for example, part of the down payment or down payment. that students are not easy to find a job, graduating from two to three years, the salary can reach five or six thousand dollars is not bad in Beijing, the (allegedly Shanghai to higher salary), but planing to rent, transportation, communications and food costs, it is running low. Beijing to buy a two bedroom which was seven or eight million more than 20 million in the first Fusan Cheng need to accumulate money 3-5-year the first payment may not be enough time, so requests for assistance to the parents but they had to do. Some people say can not afford the down payment, can not afford housing, do not buy, you can rent ah. This is another a topic, let us briefly as follows: first, a set of their own homes as soon as possible, both a collective consciousness of people is a common pursuit of the current; Second, the housing rental market is a poor environment, poor living standards; the third , rapid increases in house prices in the channel, it appears difficult to curb. By the way, I dare to buy a house for more than 20 years of age the young people feel respect, at least in their psychological expectations of the future was more optimistic than we more: in keeping a stable job and income apart, have to cope with the ever-increasing mortgage interest rates. but to pay the mortgage down payment for the young generation of parents, it is difficult to be optimistic. They were from the era of welfare rush into the market economy and found that education, health care, housing, basic to be their burden to the accumulation of the family is so small. I have deep experience. children from kindergarten to begin to pay the sponsorship fee, and although primary school is compulsory education, also accounts area, but had to pay a 2 million sponsorship fee. It is said to be a good point on the secondary, but also to prepare large sponsorship fee. University will cost about 2 million a year or so. It was calculated that children 16 years of education, the cost is about 30 million. Similarly, after the medical market, it is generally the feeling is not the onset of Health. and the greatest expenditure, or buy a house and for the room. I am a pessimist. I'm behind so fragile health, insurance and pension system, after his older children will add to the burden too heavy? suddenly remembered Amartya Sen, in his China's education, health care systems and land markets (another sense of the real estate market). The economists wrote in 1996,1997 and 2001, those kind words. If Amartya Sen, 2006 depth investigation to China again, as Morgan Stanley chief economist Stephen Roach has done this year, the Mori on China will not take back his education, health and land evaluation?
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